Explore our Individual Banking products.
Click to view details
ASO Regular Current Account
Features
Opening Account Balance of N10,000.00
Minimum Balance of N1,000.00
Automatic Loan Account
ATM Card
How to Apply:
You can apply online or come to any one of our branch locations to meet one of our relationship officers.
ASO Home@Home Current Account
A basic current/checking account customized to meet the needs of Nigerians in Diaspora.
Features
Opening Account Balance of N30,000.00
Minimum Balance of N1,000.00
Automatic Loan Account
Online Banking
How to Apply:
You can apply online or come to any one of our branch locations to meet one of our relationship officers.
ASO Excel Account (Hybrid of Current & Savings Account)
An account that offers the best of both worlds – It is a combination of a current and savings account that is great for individuals who have high volume transactions.
Features
Opening & Minimum Balance of N100,000.00
Free ATM Card
Free Customized Cheque Book
How to Apply:
You can apply online or come to any one of our branch locations to meet one of our relationship officers.
ASO Regular Savings Account
A simple savings account that is ideal for day-to-day savings and emergency money.
Features
Opening Account Balance of N2,000.00
Minimum Daily Balance of N1,000.00
Attractive Interest Rate
Cash transfer to and from other Accounts
Lodgment of Dividend Warrants
ATM card
How to Apply:
You can apply online or come to any one of our branch locations to meet one of our relationship officers.
ASO Home@Home Savings Account
A simple savings account that is ideal for day-to-day savings and emergency money, specially designed to meet the needs of Nigerians in Diaspora.
Features
Opening Account Balance of N30,000.00
Minimum Daily Balance of N1,000.00
Attractive Interest Rate
Cash transfer to and from other Accounts
Lodgment of Dividend Warrants
ATM card
Online Banking
How to Apply:
You can apply online or come to any one of our branch locations to meet one of our relationship officers.
ASOPlus Account
This superior savings account enables instant cash withdrawal without any notice or charges. This account is great for traders and start-ups trying to avoid COTs.
Features
Opening Balance of N10,000.00
Minimum Balance of N10,000.00
Attractive Interest Rates
Cash transfer to and from other accounts
Lodgment of Dividend Warrants
ATM Card
Zero COT
Personalised Cheque Book (Not Valid for Clearing)
How to Apply:
You can apply online or come to any one of our branch locations to meet one of our relationship officers.
ASO Flourish Account (Child Account)
A savings account for children. It is ideal for parents/guardians who want to encourage their little ones to save. It is also an ideal way to start saving for your child's future.
Features
Opening/Minimum account balance of N5,000
Convenient gift certificate available
Account only available to persons under 16 years old
Waiver on charges for bank draft for payment of school fees
Account can be used as collateral for loan (Borrowing Account) in the short term
Access to school fees loan facility for parents (up to balance3 of account)
Cheque and document warrant lodgment
Standard order payment
Converts to regular current account once child turns 16 or becomes a university undergraduate (on application)
How to Apply:
You can apply online or come to any one of our branch locations to meet one of our relationship officers.
My House Account
The My House Account is a target savings account that gives account holders the opportunity to save towards a mortgage. It has three savings options under this product:
- 1st Level – Opal Account
- 2nd Level – Pearl Account
- 3rd Level – Ruby Account
- 4th Level – Black Diamond Account
How to Apply:
You can apply online or come to any one of our branch locations to meet one of our relationship officers.
ASO Pilgrimage Account
This savings account enables the beneficiary to save towards holy pilgrimage to Mecca or Jerusalem. Intending pilgrims that could not go for Holy Pilgrimage last year due to financial constraint will be in a strong position to do so this coming year due to better planning and savings.
Features
Minimum Opening Account Balance of N50,000
Attractive Interest Rates
Customers indicates target amount and a flexible deposit option is arranged i.e. daily, monthly, quarterly
Allows deposits of other bank Cheques/dividend Warrants
Customers notify ASO of travel plans at least 45 days before planned travel
Account may be closed after the Pilgrim arrives at home from the Holy trip
How to Apply:
You can apply online or come to any one of our branch locations to meet one of our relationship officers.
ASO Fixed Deposit Account
This is an interest bearing account designed to give you the best return on your investment - so you can sit back and watch your money grow while you go on with your day-to-day activities.
Features
N100,000 Minimum for fixed deposit
Roll over option
Maturity period ranges from 0-365 days to suit customer's investment plan.
Attractive Yield Rate
Auto renewal is provided
Partial withdrawal is permitted on already running investment
How to Apply:
You can apply online or come to any one of our branch locations to meet one of our relationship officers.
ASO GAP Consumer Facility
A facility type created specifically to bridge the gap between customers and their personal household needs which they cannot afford in lump sum. ASO provides an overdraft facility, which would cater for these needs and give customer the opportunity to pay back within 12 months.
Features
Financial solutions to help take care of customers diverse needs
Exclusive to all ASO Customers
Overdraft facility renewable upon maturity
Flexible repayment option, up to 12 months
How to Apply:
You can apply online or come to any one of our branch locations to meet one of our relationship officers.
